Your Wealth Management Partners

Dedicated. Driven. Determined.

For over 17 years, we've proudly delivered sophisticated financial guidance to clients across Florida, Puerto Rico, and the U.S. Virgin Islands. Our approach combines technical expertise with personalized service—creating strategies that align with your unique financial goals and aspirations.

Our bilingual wealth management team represents our greatest asset. We communicate complex financial concepts clearly in your preferred language, ensuring complete understanding of important financial decisions. This accessibility allows us to address unique financial priorities, family considerations, and regional planning needs.

Through personalized planning, strategic investment management, and proactive guidance, we empower families to build meaningful legacies and achieve true financial independence. We don't simply manage wealth—we transform financial complexity into clear pathways toward lasting prosperity and freedom.

Every recommendation, strategy, and solution is delivered with unwavering commitment to your long-term financial success.

Get To Know Our Team

Eduardo J Ramos, CIMA®, CPA, MBA Photo

Eduardo J Ramos, CIMA®, CPA, MBA

Managing Director & Founder

Eduardo Ramos serves as the founder and visionary leader of Freedom Advisory®, LLC, bringing nearly four decades of experience in financial planning, accounting, investment management, and consulting services to his clients.

In 2008, Eduardo established Freedom Advisory® with a clear mission: to create an independent fiduciary environment where clients could receive comprehensive financial guidance free from conflicts of interest. Starting with a foundation built on trust and client-first principles, he has successfully grown the firm into a respected wealth management practice serving high-net-worth individuals and families throughout Puerto Rico and beyond.

Under Eduardo's strategic leadership, Freedom Advisory® has experienced steady growth while maintaining the personalized service that distinguishes the firm from larger institutions. He has carefully assembled a team of dedicated professionals who share his commitment to excellence and fiduciary responsibility. This thoughtful expansion has allowed the firm to enhance its service offerings while preserving the close client relationships that remain at the heart of the practice.

Today, Eduardo oversees a robust wealth management organization that provides a substantial client base with personalized guidance in goal setting, risk profiling, financial planning, retirement strategies, risk management, cash flow optimization, tax planning, and investment management. His entrepreneurial vision has created a sustainable business model that continues to thrive in an increasingly complex financial landscape.

Eduardo's approach centers on building enduring relationships through exceptional service. His commitment to continuous education ensures clients benefit from the latest financial tools and strategies to achieve their intermediate and long-term objectives. He regularly participates in national industry conventions and maintains strong, unbiased relationships with major financial institutions.

With an MBA in Financial Management from Saint Joseph's University and a Bachelor's in Accounting from Inter-American University, Eduardo holds distinguished credentials including Certified Investment Management Consultant (CIMA®) from the Investment Management Consultant Association in conjunction with The Wharton School of Business, Certified Public Accountant, and FINRA Series 65 license. He further contributes his expertise as a Board Trustee for Universidad Central del Caribe School of Medicine and Board Member for Anglo Holdings, LLC/Antilles Insurance Company.

Through his depth of knowledge, client-centered philosophy, and fiduciary commitment, Eduardo has built a firm that stands as a testament to his vision—creating a trusted advisory practice where clients receive the objective, personalized financial guidance they need to navigate life's most important financial decisions with confidence.

Roberto Rivera, CIMA®, CFP® Photo

Roberto Rivera, CIMA®, CFP®

Director of Financial Planning

Roberto serves as a director and investment advisor representative at Freedom Advisory®, LLC, bringing 25 years of specialized experience serving high-net-worth individuals, families, and institutions across Puerto Rico, the Virgin Islands, and the mainland United States.

With a deep understanding of affluent clients' primary concerns, Roberto expertly addresses wealth preservation, risk management, financial independence, and legacy planning. His consultative approach begins by carefully exploring each client's core values and goals, allowing him to develop truly customized recommendations that align with their unique objectives.

Clients partner with Roberto to develop comprehensive wealth management plans that provide both financial clarity and peace of mind. Many seek his trusted second opinion, knowing he consistently places their best interests at the forefront of every recommendation.

Roberto earned his BBA from Penn State University and holds prestigious credentials including the Certified Investment Management Consultant (CIMA®) designation from the Investment Management Consultant Association in conjunction with Carnegie Mellon University's Tepper School of Business, and the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. He maintains FINRA Series 7 and 66 licenses and active membership in both the Financial Planning Association and Investment Management Consultants Association.

Through his expertise, integrity, and client-centered approach, Roberto creates tailored financial strategies that help clients achieve their most important wealth management objectives.

Karlamary Aleman, CPA, PFS, MBA Photo

Karlamary Aleman, CPA, PFS, MBA

Senior Financial Advisor

Karlamary serves as a Senior Financial Advisor at Freedom Advisory, LLC, bringing over 15 years of investment advisory expertise to her work with high-net-worth individuals and families.

Her career journey began as a Tax Associate at Deloitte®, where she developed extensive knowledge in personal taxation. Building on this foundation, she transitioned to personal financial planning, helping clients create detailed roadmaps to achieve their financial objectives. Her areas of expertise span developing personal budgets, planning for college expenses, managing risks, tax planning, achieving financial independence, working with qualified retirement plans, and estate planning.

With a Bachelor's in Accounting and MBA in Finance from the University of Puerto Rico, Rio Piedras campus, Karlamary holds impressive credentials as a Certified Public Accountant in Puerto Rico, Personal Financial Specialist (PFS®), and FINRA Series 7 and 66 licenses. She maintains active membership in both the Puerto Rico Society of CPA and the American Institute of Certified Public Accountants.

What truly distinguishes Karlamary is her unwavering commitment to putting clients' best interests first. She focuses on building strong, enduring relationships through education, transparency, and exceptional service. Her comprehensive approach ensures clients receive personalized guidance that addresses their unique financial circumstances and goals, creating a partnership built on trust and expertise.

Eduardo A Ramos Photo

Eduardo A Ramos

Financial Advisor

Eduardo A. Ramos is a financial advisor dedicated to helping individuals and families achieve their financial goals. A graduate of Loyola University Maryland, Eduardo began his career with Charles Schwab, where he gained extensive experience in wealth management and investment planning.

Starting in Dallas, Texas, he worked with a diverse range of clients, crafting personalized strategies for retirement planning, investment growth, and asset protection. Later, as a Financial Consultant in Los Angeles, California, Eduardo expanded his expertise by advising high-net-worth individuals and business owners in a fast-paced financial market.

With a sound understanding of client needs, he leverages his knowledge and experience to empower clients and promote long-term prosperity. Whether guiding retirement plans, managing investments, or protecting assets, he delivers clear, actionable solutions tailored to their needs.

Giancarlo Díaz-Munio, CFP® CSLP® Photo

Giancarlo Díaz-Munio, CFP® CSLP®

Financial Advisor

For over a decade at Freedom Advisory, Giancarlo has delivered personalized financial strategies that transform complexity into clarity. As a CERTIFIED FINANCIAL PLANNER™, he orchestrates comprehensive solutions across investment management, retirement planning, tax optimization, and estate design.

His CERTIFIED STUDENT LOAN PROFESSIONAL™ designation brings specialized expertise to young professionals and physicians navigating education debt while building wealth. With his Series 65 license, Giancarlo upholds fiduciary standards, ensuring client interests always come first.

Giancarlo excels at guiding clients through significant life transitions—from home purchases to retirement planning—with strategies that evolve as circumstances change. His approach combines technical precision with genuine commitment to his clients' long-term financial independence.

Through education and empowerment, Giancarlo helps clients make confident financial decisions that align with their most meaningful goals, creating pathways to lasting financial success.

Ricardo J Ramos Photo

Ricardo J Ramos

Financial Planner

Ricardo is a financial planner who helps individuals and families achieve their financial goals. He earned his degree in Finance from Bentley University in Waltham, MA, concentrating on Financial Planning.

Ricardo launched his career at Charles Schwab in Westlake, Texas, where he gained invaluable experience and deepened his knowledge of financial planning and customer service. Specializing in retirement planning, investment strategies, tax optimization, and risk management, he creates tailored strategies to meet each client's unique needs. Known for his client-first approach, Ricardo builds trusted, long-lasting relationships based on transparency and integrity.

Adriana Coffey, MBA, FPQP® Photo

Adriana Coffey, MBA, FPQP®

Chief Compliance Officer

Adriana Coffey serves as the Chief Compliance Officer at Freedom Advisory, LLC, bringing valuable expertise through her Bachelor's in Business Administration from the University of Sacred Heart in San Juan, Puerto Rico, and MBA in Human Resources from Inter American University of Puerto Rico. Her Financial Paraplanner Qualified Professional (FPQP®) designation enhances her ability to handle complex client requests with precision and regulatory awareness.

As our compliance leader, Adriana ensures our firm maintains the highest standards of regulatory adherence and ethical practice. She expertly develops, implements, and monitors our compliance framework, conducting thorough internal audits and assessments to safeguard our operations.

Adriana skillfully oversees our client service team and onboarding processes, ensuring every interaction meets both legal requirements and our internal quality standards. As the primary liaison between advisors, she supports strategic initiatives while confirming all client services align perfectly with regulatory obligations.

Her meticulous approach to compliance monitoring protects our firm, our clients, and our reputation in the financial services industry. Through Adriana's leadership, Freedom Advisory maintains an unwavering commitment to compliance excellence, creating a foundation of trust that clients can depend on.

Jennifer Ortiz Ramirez, MBA Photo

Jennifer Ortiz Ramirez, MBA

Jennifer Ortiz Ramirez serves as the Office Manager at Freedom Advisory, LLC, bringing valuable expertise through her Bachelor's in Telecommunications from the University of Sacred Heart in San Juan, Puerto Rico, and MBA in Management from Columbia Central University.

As the backbone of our daily operations, Jennifer expertly streamlines processes through effective communication and technology integration. She ensures our office runs smoothly by maintaining equipment, managing software systems, and organizing crucial documents for easy access.

Jennifer stands out as our client ambassador, delivering personalized attention and prompt responses that make clients feel truly valued. She coordinates our digital presence through newsletters, website content, and social media, strengthening our brand identity.

Working closely with our Compliance team, Jennifer helps develop procedures that meet regulatory requirements while enhancing service quality. Her dedication ensures that every aspect of our operation aligns perfectly with our firm's mission and values, creating an exceptional experience for everyone we serve.

Kimberly Gómez Collazo Photo

Kimberly Gómez Collazo

Client Service Specialist

Kimberly Gómez serves as the Client Service Specialist at Freedom Advisory, LLC. She holds a bachelor's in Public Health Management from Metropolitan University in San Juan, Puerto Rico.

As our dedicated client advocate, Kimberly leverages her extensive experience within the firm to serve as the primary point of contact for clients, ensuring their needs are met with efficiency and care. She expertly manages the complete client journey, from guiding new clients through the onboarding process to facilitating ongoing account management with precision and attention to detail.

Kimberly's commitment to excellence shines through in her meticulous handling of fund transfers between accounts and institutions, ensuring all financial operations comply with regulatory standards while providing clients peace of mind. She collaborates seamlessly with our team to process client requests promptly, whether for routine account updates or complex financial transactions.

Her proactive approach to client communications keeps clients informed and engaged, reinforcing the trusted relationships that are central to our firm's philosophy. Through her dedication to personalized service at every touchpoint, Kimberly creates an exceptional experience that consistently exceeds expectations and strengthens Freedom Advisory's reputation for outstanding client care.

Larissa Pabón Córdova Photo

Larissa Pabón Córdova

Client Relationship Specialist

Larissa Pabón Córdova serves as the Client Relationship Specialist at Freedom Advisory, LLC. She holds a bachelor's degree in Biology from the University of Puerto Rico, Mayagüez Campus.

As a key contributor to our firm's growth initiatives, Larissa has been instrumental in enhancing our service capabilities and expanding our resources to meet the evolving needs of our clients. Her consistent excellence in supporting our client service department enables us to maintain our high standards while accommodating our growing client base.

Larissa skillfully manages client relationships from initial onboarding through ongoing account management, ensuring every aspect of the client experience reflects our commitment to exceptional service. Her proactive approach to reviewing account activity and addressing inquiries fosters trust and open communication with each client we serve.

With meticulous attention to detail, she oversees the transfer of funds between accounts and financial institutions, ensuring transactions are executed accurately, promptly, and in full compliance with our internal procedures. Through her dedication to streamlining processes and enhancing service efficiency, Larissa has directly contributed to Freedom Advisory's reputation for responsive, personalized client care while supporting our firm's continued growth and success.

>