For over 10 years, we’ve dedicated our firm to bringing well-rounded, objective financial planning advice to the Hispanic market across Florida, Puerto Rico and the U.S. Virgin Islands. We consider our bilingual team of wealth management professionals to be our greatest asset, as they each work every day to empower our clients to reach toward financial freedom.
Eduardo Ramos has been providing clients with financial planning, accounting, investment management and consulting services since 1984.
In 2008, Mr. Ramos founded Freedom Advisory, LLC to independently provide a fiduciary environment with a comprehensive range of financial planning and investment management services to his clients with an open architecture platform through the RIA channel. Currently, Mr. Ramos serves to a substantial number of clients and families with risk profiling, financial plans, retirement strategies, risk management, cash flows management, tax planning and investment management services.
He is dedicated to developing lasting relationships and focuses on providing exemplary client service. Mr. Ramos continues to invest in ongoing education to identify new tools and techniques that will help his clients achieve their intermediate and long-term goals.
Mr. Ramos frequently attends to national industry conventions and seminars and maintains strong and unbiased affiliations with major financial institutions.
Education:
M.B.A. in Financial Management, 1988, Saint Joseph's University, Philadelphia, PA
B.A. in Accounting, 1984, Inter-American University, San Juan, PR
Professional Designations and Associations:
CIMA® - Certified Investment Management Consultant awarded by the Investment Management Consultant Association, taught in conjunction with The Wharton School of Business
Certified Public Accountant
Series 65 – Financial Industry Regulatory Authority
Outside Activities:
Roberto is a director and investment advisor representative at Freedom Advisory, LLC. He has provided investment advisory and financial planning services to high-net-worth individuals, families and institutions in Puerto Rico, the Virgin Islands and mainland U.S. for the past 17 years. Roberto helps affluent clients address their four biggest concerns: (1) preserving their wealth, (2) managing risk, (3) pursuing financial independence and (4) taking care of their heirs. This is achieved by using a consultative process to gain a detailed understanding of his clients’ deepest values and goals. Roberto then employs customized recommendations designed to address each client’s unique needs and objectives.
Successful individuals and families work with Roberto to:
Develop and implement a comprehensive wealth management plan to help them reach their financial objectives and achieve peace of mind.
Obtain a second opinion from a financial advisor they can trust and will put their best interest first.
Education:
BBA - Penn State University, University Park Campus, 1998.
Professional Designations and Associations:
CIMA® - Certified Investment Management Consultant awarded by the Investment Management Consultant Association, taught in conjunction with The Tepper School of Business at Carnegie Mellon University
CFP® - CERTIFIED FINANCIAL PLANNER™
Series 7 & Series 66 – Financial Industry Regulatory Authority
Member of the Financial Planning Association
Member of the Investment Management Consultants Association
Karlamary is a Senior Financial Advisor at Freedom Advisory LLC. She started her professional career as a Tax Associate at Deloitte®, acquiring vast experience in personal taxes. She later worked as a personal financial planner, helping clients design and navigate an organized and detailed roadmap to achieve their objectives and goals. Her areas of expertise include developing and understanding a personal budget, planning for college expenses, managing risks, tax planning, achieving financial independence and estate planning. All these experiences contributed to her professional development in the investment advisory industry for the past decade, offering comprehensive advice to high-net-worth individuals and families, putting their best interest first. Her main focus is to develop strong, long-lasting relationships through education, transparency and excellent customer service.
Education:
BBA in Accounting – University of Puerto Rico, Rio Piedras campus
MBA in Finance – University of Puerto Rico, Rio Piedras campus
Professional Designations & Associations:
Certified Public Accountant, Puerto Rico
PFS® Personal Financial Specialist
Series 7 & Series 66 – Financial Industry Regulatory Authority
Member of the Puerto Rico Society of CPA and the American Institute of Certified Public Accountants
Giancarlo Diaz-Munio started working with Freedom Advisory right after finishing his BA in Finance. Since then, he’s been working as a Registered Investment Advisor Representative providing financial planning, investment research, asset allocation models and other services to his clients.
Education:
B.A. in Finance, University of Puerto Rico, Rio Piedras, PR
Professional Designations and Associations:
Series 65 – Financial Industry Regulatory Authority
CFP® - CERTIFIED FINANCIAL PLANNER™
Adriana Coffey is the office manager and compliance chief associate at Freedom Advisory, LLC. She leads, oversees, and supports client service team by aligning quality goals and revenue goals of firm. Prepares and produces back-office support demands for complex client account requests. Engages advisory teams through back-office operational support. Supports and implements firm wide strategic initiatives. Manages projects, provides employee management, and business process functionality. Aligns and develops policy and procedure structure to focus on workflow process. Furthermore oversee and manages compliance focus.
Education:
B.A. in Business Administration, University of Sacred Heart, San Juan, PR
Kimberly Gomez is our client service specialist at Freedom Advisory, LLC. She prepares and produces back-office support demands for client requests including on-boarding procedure, account openings, money movement tasks, amount other requests. As well as provides office support services and assists back-office support initiatives and/or core projects that support Advisory teams.
Education:
B.S. in Public Health Management, Metropolitan University, San Juan, PR
