For over 12 years, we’ve dedicated our firm to bringing well-rounded, objective financial planning advice to the Hispanic market across Florida, Puerto Rico and the U.S. Virgin Islands. We consider our bilingual team of wealth management professionals to be our greatest asset, as they each work every day to empower our clients to reach toward financial freedom.
Eduardo Ramos has been providing clients with financial planning, accounting, investment management, and consulting services since 1984.
In 2008, Mr. Ramos founded Freedom Advisory®, LLC to independently provide a fiduciary environment with a comprehensive range of Financial Planning and Investment Management services to his clients with an open architecture platform through the RIA channel. Currently, Mr. Ramos serves a substantial number of clients and families with goal setting, risk profiling, financial plans, retirement strategies, risk management, cash flows management, tax planning, and investment management services.
He is dedicated to developing lasting relationships and focuses on providing exemplary client service. Mr. Ramos continues to invest in ongoing education to identify new tools and techniques that will help his clients achieve their intermediate and long-term goals.
Mr. Ramos frequently attends national industry conventions and seminars and maintains strong and unbiased affiliations with major financial institutions.
Education:
M.B.A. in Financial Management, 1988, Saint Joseph's University, Philadelphia, PA
B.A. in Accounting, 1984, Inter-American University, San Juan, PR
Professional Designations and Associations:
CIMA® - Certified Investment Management Consultant awarded by the Investment Management Consultant Association, taught in conjunction with The Wharton School of Business
Certified Public Accountant
Series 65 – Financial Industry Regulatory Authority
Outside Activities:
Roberto is a director and investment advisor representative at Freedom Advisory®, LLC. He has provided investment advisory and financial planning services to high-net-worth individuals, families, and institutions in Puerto Rico, the Virgin Islands, and mainland U.S. for the past 17 years. Roberto helps affluent clients address their four biggest concerns: (1) preserving their wealth, (2) managing risk, (3) pursuing financial independence, and (4) taking care of their heirs. This is achieved by using a consultative process to gain a detailed understanding of his clients’ deepest values and goals. Roberto then employs customized recommendations designed to address each client’s unique needs and objectives.
Successful individuals and families work with Roberto to:
Develop and implement a comprehensive wealth management plan to help them reach their financial objectives and achieve peace of mind.
Obtain a second opinion from a financial advisor they can trust and will put their best interest first.
Education:
BBA - Penn State University, University Park Campus, 1998.
Professional Designations and Associations:
CIMA® - Certified Investment Management Consultant awarded by the Investment Management Consultant Association, taught in conjunction with The Tepper School of Business at Carnegie Mellon University
Series 7 & Series 66 – Financial Industry Regulatory Authority
Member of the Investment Management Consultants Association
Karlamary is a Senior Financial Advisor at Freedom Advisory LLC. She started her professional career as a Tax Associate at Deloitte®, acquiring vast experience in personal taxes. She later worked as a personal financial planner, helping clients design and navigate an organized and detailed roadmap to achieve their objectives and goals. Her areas of expertise include developing and understanding a personal budget, planning for college expenses, managing risks, tax planning, achieving financial independence, and estate planning. All these experiences contributed to her professional development in the investment advisory industry for the past decade, offering comprehensive advice to high-net-worth individuals and families, putting their best interest first. Her main focus is to develop strong, long-lasting relationships through education, transparency, and excellent customer service.
Education:
BBA in Accounting – University of Puerto Rico, Rio Piedras campus
MBA in Finance – University of Puerto Rico, Rio Piedras campus
Professional Designations & Associations:
Certified Public Accountant, Puerto Rico
PFS® Personal Financial Specialist
Series 7 & Series 66 – Financial Industry Regulatory Authority
Member of the Puerto Rico Society of CPA and the American Institute of Certified Public Accountants
Giancarlo Diaz-Munio has been with Freedom Advisory, LLC since 2013. He excels in helping his clients through a financial planning approach toward their financial goals and profile. He also feels a great commitment to every person he has the privilege of working with. Giancarlo understands and recognizes the heavy burden and importance of his role in that person’s life.
“I believe that as a CFP® and Financial Advisor, it is my responsibility to always give that 110% for my clients. For every family I work with, I have a mission to impact their lives positively, and I do this by recognizing what really matters in their lives. My clients deposit great trust in my hands, and it is my job to guide them in a way that will be possible for them to meet their financial needs and aspirations. For me, that is so much more than just a number; It is that great retirement life, a paid education for your children or loved ones, a down payment on the first mortgage for someone you hold dear, that great family vacation you always dreamed, etc. Everyone has a different set of needs; that is why it is so important to have that conversation where we can set goals and a strategy that fits their specific needs and desires.”
Beyond the office, Giancarlo spends some of his time teaching young physicians the importance of debt management, financial planning 101, and best practices with student loans.
Giancarlo graduated from the University of Puerto Rico with a bachelor’s degree in finance and held the CERTIFIED FINANCIAL PLANNER™ and the CERTIFIED STUDENT LOAN PROFESSIONAL™ designations.
Outside the finance work, Giancarlo enjoys keeping active by exercising, spending time with family, traveling to new places, experiencing their culture, and enjoying a great meal.
Education:
B.A. in Finance, University of Puerto Rico, Rio Piedras, PR
Professional Designations and Associations:
Series 65 – Financial Industry Regulatory Authority
Jeff Clark CFP® is an enthusiastic Financial Advisor with extensive experience in all facets of investments, taxes, financial, estate planning, and relationship management. He is highly qualified and brings a sincere passion for helping clients reach their financial goals and the professionalism you expect from us.
Jeff holds an MS in Engineering Management with a Certificate in Business from the University of Florida and is a Certified Financial Planner™ practitioner.
Education:
Professional Designations:
Licenses:
Adriana Coffey, FPQP™ is the office manager and associate compliance officer at Freedom Advisory, LLC.
She leads, oversees, and supports the client service team by aligning client expectation goals to the firm's processes. Prepares and produces back-office support demands for complex client account requests. Engages advisory teams through back-office operational support. Supports and implements firm-wide strategic initiatives. Manages special projects, supervises client service staff, and client onboarding workflows. Furthermore, oversee, coordinate, and manages compliance.
Education:
Professional Designation
Kimberly Gomez is the lead client service specialist at Freedom Advisory, LLC.
She prepares and produces back-office support demands for client requests including on-boarding procedures, account openings, money movement tasks, amount other requests. As well as providing office support services and assisting back-office support initiatives and/or core projects to support the Financial Advisory teams.
Education:
B.S. in Public Health Management, Metropolitan University, San Juan, PR
Vilmaliz Gonzalez is our client service and marketing specialist at Freedom Advisory, LLC.
She provides office support services, assists clients on special requests. In addition, she provides marketing support as needed including newsletters, blogs, social media accounts, website, communications, events, among others.
Education: